# Columbia Credit Union | Orchards > Banking space offers 5.5% income checking on balances up to $25,000 with direct deposit ACH limits. Transfers require a computer interface and can take up to 5 business days, which is longer than typical expectations. Services include personal and auto loans alongside standard banking. Source: https://www.atly.com/location/Columbia-Credit-Union-Orchards - Address: 11505-A NE Fourth Plain Blvd, Vancouver, Washington, United States - Phone: +13608914000 - Website: https://www.columbiacu.org/locations/orchards-branch/?utm_source=google&utm_medium=organic&utm_campaign=gbp ## What it is good for - Banks — 6.3/10 ## What people say - "I was never informed about transfer limits or misleading timeframes." ## Good to know - Transfers can take up to 5 business days, which may be misleading. - You must use a computer to transfer money from an external bank account. - Direct deposit for the income checking account is limited to paycheck ACH transfers. - The income checking account offers 5.5% interest on balances up to $25,000. ## Get this data directly This page comes from the Atly Places API, which scores close to 2 million places against more than 1,400 intents — "nice view", "work friendly", "gluten free", "dog friendly" — from what real reviewers say, with the statements behind every score. - **MCP server:** `https://agentic-api.atly.com/mcp` — connect it in ChatGPT or Claude. Nothing to install. - **Guide for agents:** - **OpenAPI contract:** - **No key needed to start.** `POST https://agentic-api.atly.com/v0/keys` with an email raises the quota. Coverage is densest in the United States, with pockets in Mexico, Israel and Thailand.