# First Service Credit Union - Park Ten > Credit union offers smooth refinancing with a notably better pace than dealerships. Staff includes key contributors who support operations, though some procedural improvements could enhance service. Accounts carry a strict overdraft fee policy that users should note. Source: https://www.atly.com/location/First-Service-Credit-Union---Park-Ten - Address: 16430 Park Ten Pl, Houston, Texas, United States - Phone: +17136767777 - Website: https://www.fscu.com/branches-atms/park-ten ## What it is good for - Banks — 8.8/10 ## What people say - "The bank employees here go above and beyond to help you." ## Good to know - Be cautious of overdraft fees; if your account goes negative by a dollar, they will charge a $30 courtesy pay fee. - The refinancing experience is reported to be smooth and efficient. ## Get this data directly This page comes from the Atly Places API, which scores close to 2 million places against more than 1,400 intents — "nice view", "work friendly", "gluten free", "dog friendly" — from what real reviewers say, with the statements behind every score. - **MCP server:** `https://agentic-api.atly.com/mcp` — connect it in ChatGPT or Claude. Nothing to install. - **Guide for agents:** - **OpenAPI contract:** - **No key needed to start.** `POST https://agentic-api.atly.com/v0/keys` with an email raises the quota. Coverage is densest in the United States, with pockets in Mexico, Israel and Thailand.