Xcel Federal Credit Union
9.1 • Credit union
Credit union offers secured cards without checking credit scores and requires only $500 savings to qualify. Staff maintain a professional atmosphere and provide clear guidance on credit reporting to all three agencies. The environment supports members aiming to improve their financial standing.
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Good to know
1
You can get a secured card with only $500 in your savings account.
2
They don’t run your credit score for a secured card.
3
They report to all three credit agencies, helping you rebuild credit.
30 Path Plaza, Jersey City, New Jersey, United States
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