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New Yorkers 1st Choice
Guide to the Financial District

Chocolate treats

A deep, rich cocoa fix is the only thing that will quiet the mind.

Based on 985 Opinions
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Updated May 2026
01
Cafe Rumi image 1
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Cozy space with velour seating and soft lighting offers an intimate vibe like a Persian tea house. Walls display Rumi's poetry, inviting quiet reflection. Masala hot chocolate and Dubai chocolate latte with pistachio topping deliver rich, unique flavors.

Masala hot chocolate stands out with rich, spicy flavors made from scratch. The Dubai chocolate latte features pistachio topping and vanilla cream, offering a unique taste not found elsewhere.

People are saying

"I loved the beautifully spiced masala chai here."

"The coffee here is delicious and unlike anything I've found elsewhere."

"The masala hot chocolate here is the best I've had in a decade."

Good to know

1

Cafe Rumi is located inside 30 Broad, towards the back of the area.

2

They serve halal sandwiches and authentic homemade food.

3

Fresh tea is made and served, which is uncommon in the US.

02
Manon Cafe Leonidas image 1

Tiny space with just two tables offers an intimate vibe. Hot chocolate made from real pieces is best hot chocolate here, paired with complimentary chocolates. Simple pastries add to the classic vibe and focus on excellent Belgian chocolate.

Hot chocolate made from chocolate pieces stands out here, often described as the best hot chocolate in the area. Free chocolate comes with orders, and staff can provide ingredient details for allergies.

People are saying

"I thought the espresso here was the best I've ever had."

"I found the hot chocolate here to be the best I've ever had."

"I thought the hot chocolate was rich, luxurious, and delicious."

Good to know

1

The entrance to the shop is on Cedar Street.

2

They can inform you about allergens in the chai latte.

3

Expect a small selection of pastries.

03
Maison Passerelle image 1

Elegant space offers a warm, intimate vibe with bold colors and cozy seating. Haitian chocolate shines in desserts like coconut chiboust, delivering rich, smooth flavors. Open kitchen shows precise teamwork, adding to the stylish, Parisian feel.

Haitian chocolate stands out with its sublime flavor and rich texture. Desserts like coconut chiboust paired with Haitian chocolate ganache deliver intense richness and smoothness.

People are saying

"The food here is exquisite, with exciting flavors and top-notch ingredients."

"The sweet potato and peanut soup here is five stars."

"The Haitian chocolate cremeux was sublime and rated 11 out of 10."

Good to know

1

Reservations are recommended due to the restaurant's popularity.

2

Expect high prices, with some dishes costing over $150.

3

The restaurant charges $75 per person for no-shows on reservations.

04
Layers Bakeshop image 1

Small storefront offers moist cupcakes and rich malt brownies with balanced sweetness. Chocolate lovers enjoy the Ferrero Rocher Cake blending chocolate and hazelnut. Quick, affordable treats make it perfect for office breaks.

Chocolate desserts include a moist malt brownie with rich chocolate frosting and a Ferrero Rocher Cake combining chocolate and hazelnut flavors. The Chocolate Mousse Cake is actually a plain chocolate layer cake with chocolate frosting, not mousse.

People are saying

"This cake is outstanding and tastes so fresh."

"These decadent desserts are moist, rich, and not too sweet."

"This chocolate cake is soft, moist, and perfectly sweet."

Good to know

1

The bakeshop offers a buy 1 get 1 deal on desserts.

2

The prices at the bakery are extremely affordable.

3

The bakery has a wide selection of cupcakes.

05
787 Coffee image 1
Coffee shop

Cozy seating and reliable Wi-Fi make it great for work or study. Unique drinks like rum-infused coffee add a special touch. Hot chocolate options include oatmilk hot chocolate, paired perfectly with chocolate chip cookies loaded with chocolate.

Hot chocolate comes in unique varieties like oatmilk hot chocolate and hot chocolate horchata. Chocolate chip cookies pack loads of chocolate and pair well with coffee or mochas.

People are saying

"I found the horchata latte to be delicious."

"It's a really cozy place with warm, inviting vibes."

"I thought the hot chocolate here was the best I ever had."

Good to know

1

There is a dance party on Saturdays.

2

The dynamic duo on Thursdays, A&P, enhances the experience at this location.

3

The coffee shop is laptop friendly with lots of outlets to plug in.

06
Simpl Coffee image 1
Coffee shop

Tiny coffee shop offers cozy atmosphere with large windows for people-watching and fresh cardamom buns. Chocolate drinks use real dark chocolate with a bitter 72% cacao hot chocolate and balanced chocolate lattes. Pet-friendly space welcomes dogs with treats and good music.

Chocolate drinks use real dark chocolate and avoid artificial flavors. Hot chocolate features a bitter 72% cacao profile. Chocolate lattes balance richness without being too sweet.

People are saying

"I found the coffee here to be delicious and excellent."

"I thought the cafe's drinks had unmatched flavor, especially the strawberry latte."

"I loved the chocolate latte; it tasted like real chocolate."

Good to know

1

The coffee shop is tiny and primarily a takeout place.

2

The prices are reasonable for Manhattan.

3

You can customize the strength of the Americano by choosing the amount of water.

07
Blank Street image 1
Coffee shop

Small, modern coffee shop buzzes with an energetic vibe and top-notch music that lifts spirits. Chocolate shines in rich hot drinks and solid treats, though croissants fall short. Crowds flock at peak times, making takeaway a smart choice.

Chocolate stands out with excellent quality in both solid form and hot chocolate drinks. The chocolate croissant tastes good but lacks the same impact.

People are saying

"I thought the coffee here was the best I've ever had."

"I found the matcha here to be high-quality and delicious."

"I found the chocolate here to be excellent."

Good to know

1

The coffee shop closes at 2 PM.

2

The menu rotates seasonally with various options and combos.

3

Customers can choose to have their croissant warm or opt for lactose-free milk with their latte.

08
The Wall Street Hotel image 1

Rooms feature heated bathroom floors and soundproof walls for a quiet, cozy stay. Guests enjoy daily chocolates with attentive room cleaning. Relax at the rooftop bar with excellent cocktails and friendly service.

Evenings include chocolates alongside a daily bottle of water per guest. Rooms get cleaned with attention to detail, making the chocolate treat a consistent part of the stay.

People are saying

"The Hotel staff's service was warm, thoughtful, and genuinely attentive."

"The nightlife here is dazzling, cozy, and upscale."

"The staff's friendly, helpful service made my stay so memorable."

Good to know

1

The bar closes at 10 p.m. on Friday.

2

Check for weddings and events during your stay as they could affect your experience.

3

You must take your car to a nearby garage; there is no valet service.

09
Le Gratin image 1
French restaurant

French bistro charms with art nouveau decor and a cozy vibe. Live jazz adds a classic touch to the Parisian feel. Chocolate lovers enjoy rich ganache cake and nutty profiteroles with Gianduja ice cream.

Chocolate desserts include a three-layer ganache cake, chocolate hazelnut cake, and profiteroles with Gianduja ice cream. These treats offer rich, layered flavors and a smooth, nutty finish.

People are saying

"The Dinner Spots here are top notch, from oysters to steak frites."

"It's so elegant, warm, and charming inside."

"The chocolate cake here is fabulous and rich."

Good to know

1

The restaurant offers a special menu for Thanksgiving dinner.

2

Sunday brunch is available.

3

The restaurant does not offer the restaurant week menu on weekends.

10
Printemps New York image 1
Department store

Department store offers Parisian elegance and modern design in a spacious setting. Haitian hot chocolate is a rich flavor highlight, served hot or iced in small cups. Multiple bars and cafes create a relaxed atmosphere with diverse refreshments.

Haitian hot chocolate stands out with rich flavor served both hot and iced. Cups tend to be small, suggesting a need for larger sizes or options.

People are saying

"It's a luxurious experience, like stepping into a curated blend of elegance and energy."

"I found the selection here beautifully curated and visually stunning."

"The Haitian chocolate here is delicious, especially hot and iced."

Good to know

1

The restaurant at Printemps New York opens on 2/17/25.

2

There is always a new collaboration, concept, or pop-up at the store.

3

Happy hour is available after shopping, but check the timing.

11
Pret A Manger image 1
Sandwich shop

Sandwich shop serves quick meals in a calm, clean space with COVID-safe environment. Chocolate croissants and decaf mocha with almond milk offer a sweet touch, though cookies come lukewarm. Menu shifts from breakfast to lunch, but prices have risen and some spots lack working WiFi.

Decaf Mocha with Almond milk pairs well with a Chocolate croissant. Chocolate cookies arrive lukewarm.

People are saying

"I found the coffee here to be delicious and wonderful."

"The chocolate croissant is delicious and complements the coffee."

"I grabbed a great sandwich and soup to go."

Good to know

1

Prices on food options have almost doubled.

2

There are some gluten-free food options available.

3

The restaurant is great for a quick and pleasant lunch.

12
MCM coffee image 1
Coffee shop

Small coffee shop shines with handmade pottery and a cozy vibe. Rich gooey ganache chocolates complement stellar pastries. Quiet setting invites savoring expertly made coffee and hot chocolate.

Gooey ganache sits between chocolate biscuits creating a rich treat. Staff happily make hot chocolate on request. Almond croissants pair well with the chocolate offerings.

People are saying

"I thought the coffee here was the best I ever had."

"The Cafe's barista J was so friendly and accommodating."

"I found the chocolate treats absolutely delicious."

Good to know

1

The cafรฉ offers a Pace University student discount.

2

The empanadas run out fast, so arrive early.

3

Cookies are $15 for a small coffee and 2 cookies.

13
Suited NYC image 1
Coffee shop

Crowded space feels like a busy subway platform but offers comfortable outdoor seating. European decor shines with thoughtful details and curated playlists. Hot chocolate is heavenly, alongside expertly brewed coffee and chai lattes.

Hot chocolate stands out with its heavenly taste and quality. The hot beverage menu also features expertly brewed coffee and chai lattes.

People are saying

"I experienced one of the best coffees Iโ€™ve ever had."

"The breakfast burrito here is really good and filling."

"I loved their delicious hot chocolate and latte."

Good to know

1

The menu la rampa is available on Thursday and Friday.

2

They give you a point card; after 9 drinks, the 10th is on the house.

3

The price for a regular latte is $6 and $8 for a large latte.

14
George's image 1
American restaurant

Two-floor diner buzzes with retro decor and lively outdoor seating. Mint chocolate chip waffles and rich chocolate shakes highlight the chocolate treats. Cozy, authentic vibe draws locals, while music lifts the energetic atmosphere.

Fresh mint flavors stand out in the mint chocolate chip waffles. Hot chocolate appears in several forms, including a classic chocolate Egg Cream soda and a rich chocolate shake. Chocolate chips feature in the French toast, and the toasted chocolate muffin adds a sweet touch.

People are saying

"The Breakfast service here is quick and friendly."

"This lunch spot has huge portions and fresh, appetizing food."

"I found the hot chocolate here to be delicious."

Good to know

1

Breakfast is served all day.

2

The diner has a break in the afternoon.

3

There is a $2 fee for non-cash payments.

15
Manhatta image 1
New American restaurant

Perched on the 60th floor, the restaurant offers breathtaking Manhattan views and a warm, inviting atmosphere with a lounge and bar. Cocktails inspired by NYC boroughs pair well with an elevated dining experience. The rich chocolate mousse dessert melts smoothly, making chocolate a highlight here.

Chocolate shines in the cremeux mousse that melts smoothly with each bite. The tasting menu features a rich chocolate mousse dessert that stands out alongside dishes like foie gras.

People are saying

"The food here is amazing with a one-of-a-kind view."

"The city views here are incredible and breathtaking."

"The views from the 60th floor are incredible."

Good to know

1

Reservations are required after sunset to secure a table.

2

The bar opens at 4 PM, perfect for pre-dinner drinks.

3

Dinner options cost $115 or $145, excluding drinks.

16
Serafina Financial District image 1
Italian restaurant

Italian restaurant offers a cozy decor with cascading wine bottles and live music. Signature chocolate soufflรฉ delights dessert lovers, while the full bar serves expertly crafted cocktails and thoughtful wine pairings. Warm, inviting space suits groups or intimate dinners.

Chocolate soufflรฉ stands out as a signature dessert with a rich, delicate texture. Hot chocolate comes in a smaller glass than usual, and staff respond cautiously when size is questioned.

People are saying

"I found the food here to be great and delicious."

"I found their signature cocktails to be delicious and sumptuous."

"I loved the chocolate soufflรฉ; it was amazing."

Good to know

1

Pastries are 2 for $5 after 4 PM.

2

Happy hour runs from 4-7pm on weekdays with half-price appetizers.

3

Team Serafina opens at 11am on weekends instead of 9am.

17
Blue Bottle Coffee image 1

Minimalist space with bright lighting offers a calm, modern vibe. Rich hot chocolate and flaky chocolate croissant satisfy chocolate lovers. Seating is limited but comfortable, keeping the atmosphere quiet and relaxed even when busy.

Rich hot chocolate offers a satisfying and full-bodied flavor. The coffee latte carries a chocolate aroma with stone fruit notes, while the chocolate croissant is flaky and delicious.

People are saying

"I found the coffee here to be excellent and refreshing."

"It's a sleek, minimal, and clean space with a modern, upscale feel."

"I loved their hot chocolate; it was rich and satisfying."

Good to know

1

The location is next door to the NYSE on Wall Street.

2

The establishment is pet friendly.

3

The location is supposed to open at 6:30 AM.

18
Paris Baguette image 1

Spacious bakery offers rich chocolate croissants with flaky texture and smooth filling. Bright, inviting display highlights fresh pastries and high-quality coffee. Covered outdoor seating provides a warm atmosphere, though noise can disrupt the experience.

Chocolate croissants feature a rich, flaky texture paired with a smooth chocolate filling. They pair well with hot latte or chai tea latte for a balanced flavor.

People are saying

"The pastries here are heavenly and taste amazing."

"I found the coffee here to be fantastic and top quality."

"I loved the chocolate croissant with my latte."

Good to know

1

The cafe's online closing time is listed as 8pm, but it was actually closed at 7pm.

2

Customers should check their bags before leaving the bakery.

3

Make sure you check your credit card after purchase.

19
Morton's The Steakhouse image 1

Opulent steakhouse offers top-notch steak selection and excellent cocktails in a refined setting with spacious tables. Chocolate lovers enjoy the hot chocolate cake and chocolate lava cake, perfect for special occasions or large dinners.

Chocolate desserts include a hot chocolate cake served with ice cream that takes about 20 minutes to prepare, so ordering it early is common. The chocolate lava cake stands out, while the chocolate mousse resembles pudding more than cake.

People are saying

"The steak here is amazing, and the service makes it feel special."

"The service at these dinner spots is attentive and surprisingly fast."

"You have to try the chocolate lava cake; it's a must-try."

Good to know

1

The hot chocolate cake takes about 20 minutes to arrive, so order it in advance.

2

Booking a reservation is recommended, especially for busy nights.

3

The restaurant is suitable for hosting events and celebrations.

20
Complete Cafe, LLC image 1

Interactive tables and puzzles create a playful dining vibe. Bright interiors and a large indoor playground with slides and climbing walls make it perfect for families. Hot chocolate is rich and smooth, paired with a complimentary chocolate cake for a sweet finish.

Hot chocolate stands out with its rich flavor and smooth texture. A complimentary chocolate cake with a candle adds a sweet touch to the experience.

People are saying

"The digital tables are so fun and kid friendly for all ages."

"I found the food to be delicious and filling."

"They brought my son a complimentary chocolate cake with a candle."

Good to know

1

The Complete indoor playground is the largest in Manhattan.

2

The restaurant offers healthy food options for both kids and adults.

3

The indoor playground is safe, spacious, and filled with creative play areas for kids.

21
Delmonico's image 1
Steak house

Classic steakhouse offers a quiet, refined atmosphere with historic architecture and top-notch service. Desserts shine with a Three Chocolate Mousse that is light and flavorful, plus a rich chocolate cake. Wood paneling and NYC murals add vibrant, modern touches.

Desserts feature a Three Chocolate Mousse that is light, flavorful, and crisp, alongside a rich chocolate cake that is decadent and satisfying.

People are saying

"The Delmonico steak was cooked to perfection."

"You have to try the Baked Alaska dessert; it's a must-try."

"The Chocolate Symphony dessert was a delicious highlight."

Good to know

1

Reservations are highly recommended at Delmonico's to ensure seating.

2

Delmonico's participates in Restaurant Week, offering special pricing.

3

The reservation fee of $50 is not credited towards the meal.

22
maman image 1
Coffee shop

Cozy space with warm decor and views of Trinity Church creates a relaxing vibe. Nutty chocolate chip cookie and flaky chocolate croissant satisfy sweet cravings. Live singing by the espresso machine adds unique energy to the experience.

Nutty chocolate chip cookie stands out with rich flavor. The chocolate croissant offers a great balance of flaky and sweet. Hot chocolate tastes delish and satisfies chocolate cravings.

People are saying

"The food here is amazing, with friendly and helpful service."

"The coffee here is great, and Beth provides superb service."

"I thought the hot chocolate was super good and tasty."

Good to know

1

The shop offers a large menu with various baked goods.

2

Expect a quick-moving line during peak hours.

3

The cookie costs $5.

23
Pi Bakerie image 1

Art deco style and authentic Greek decor create a modern, airy space with a warm, clean feel. Live music on the outdoor patio adds a relaxed vibe perfect for reading or casual gatherings. Desserts like chocolate baklava and Nutella baklava highlight quality chocolate options.

Chocolate appears in several desserts here, including chocolate baklava and a chocolate croissant with good quality chocolate. Nutella baklava also features as a notable option.

People are saying

"Their coffee is delicious, especially with the pastries."

"I found the apple pie to be delicious and gorgeous."

"I loved the chocolate croissant; it was good quality."

Good to know

1

Expect a wait time of 20-30 minutes during peak hours.

2

Live jazz performances happen every Sunday afternoon from 4-6 PM.

3

The bakery offers a variety of sweet and savory options for breakfast.

24
Polished NYC image 1
Nail salon

Nail salon offers Russian manicures in a cozy space with friendly staff. Guests enjoy chocolates with coffee and Prosecco while relaxing on pillows. Clean, peaceful vibe makes it easy to unwind.

Chocolates come with coffee and Prosecco, creating a cozy vibe with pillows and friendly service. Guests get offered delicious chocolate treats right at the front desk.

People are saying

"This manicure lasts at least 3 to 4 weeks without chipping."

"My pedicure was meticulous, gentle, and detail-oriented."

"My nails look amazing and last forever after their service."

Good to know

1

Every set of nails lasts 4 weeks with no chips or cracks.

2

The Russian gel manicure usually lasts 3-4 weeks and looks perfect the whole time.

3

The equipment is all sterilised and single use.

25
Siena Bakehouse image 1
Breakfast restaurant

Cozy bakery offers bright, clean space with comfy seating and power outlets for light work. Chocolate lovers enjoy supreme croissants and unique chocolate chip cookies. Friendly vibe sometimes interrupted by loud calls, but overall inviting for a sweet break.

Chocolate croissants come in several forms including classic, supreme, and croissant donuts with pistachio. The chocolate chip cookie stands out as a unique option. Hot chocolate and chocolate-infused desserts like the creme brulee donut add variety.

People are saying

"The croissants here are unbelievably fresh and crispy."

"The coffee here is excellent, truly the best I've ever had."

"I thought the chocolate croissant was the best."

Good to know

1

Breakfast is served every day during the holiday.

2

Expect to pay about $48 for a breakfast combo of 3 coffees and pastries.

3

They charge you 3% for payment by credit card without informing you.

26
Bagel Market image 1
Bagel shop

Small space with a cozy atmosphere invites guests to enjoy fresh ingredients and perfect texture bagels. Hot chocolate offers a warm, comforting treat. Locals favor this casual spot for its competitive pricing and quality.

Hot chocolate here tastes good and offers a warm, comforting option for chocolate lovers.

People are saying

"These bagels are the best in the area, fresh and high-quality."

"I thought the coffee here was excellent and definitely good quality."

"I tried the hot chocolate and it was good."

Good to know

1

There is a large selection of bagels and spreads.

2

There is online ordering available, allowing customers to order ahead of time.

3

Bagel Market offers a 10% off student discount with a student ID.

27
Bean & Bean Wall St image 1

Minimalist space with concrete walls offers a calm retreat with strong air conditioning and free wifi. Specialty coffee and self-roasted beans create a friendly environment. Hot chocolate is hit or miss, sometimes rich and delicious, other times lacking flavor.

Hot chocolate varies widely here. Some find it delicious and rich, while others note it lacks chocolate taste or is served too hot.

People are saying

"You have to try the lavender latte coffee; it's amazing."

"I found this cafe offers rare coffee selections not easily found elsewhere."

"I thought the hot chocolate was the best I had."

Good to know

1

They have at least 5 gluten free options and vegan options.

2

The total cost for tea, juice, and avocado toast with salmon was 25 USD.

3

The total cost with tip for the latte is $9.00.

28
Insomnia Cookies image 1
Dessert shop

Small shop offers warm cookies and late-night hours. Ice cream sandwiches feature double chocolate chunk and vegan options. Casual vibe with limited seating and fresh, inviting treats.

Cookies come warm and fresh with standout options like the double chocolate chunk and triple chocolate deluxe. White chocolate macadamia nut and mint chocolate chip also deliver solid chocolate flavors.

People are saying

"These warm, heavenly cookies are the best I've ever had."

"The ice cream sandwiches here are a transforming culinary experience."

"I thought the chocolate cookies were heavenly and melted in my mouth."

Good to know

1

Most locations are open until 1am for walk-in and deliver up to 3am.

2

There are several vegan options and one gluten-free option available.

3

Expect a long line during peak hours, especially late at night.

29
La Parisienne image 1
Restaurant

Small, cozy spot with intimate atmosphere and tight seating. Offers authentic French dishes and a fine selection of French wines. Chocolate lovers enjoy fresh Pain Au Chocolat and rich chocolate lava cake with vanilla ice cream.

Chocolate treats include fresh Pain Au Chocolat with balanced chocolate and a chocolate lava cake served with vanilla ice cream. The hot chocolate stands out with precise flavor, perfect temperature, and neat presentation.

People are saying

"I thought the coffee here was really great and tasty."

"It's such a cozy French cafe for brunch."

"I thought the chocolate chip cookies were the best."

Good to know

1

If you haven't made a reservation, expect to wait a while.

2

Sitting at the bar allows you to get seated faster.

3

Timing your arrival is important to avoid a long wait.

30
Squire's Diner image 1

Classic 1980s diner offers a mellow vibe and huge menu for value seekers. Toasted chocolate muffin delivers a warm, rich bite while chocolate mousse cake feels creamy but dry. Hot chocolate has a strong chlorine taste that stands out.

A toasted chocolate muffin offers a warm, rich bite while the chocolate mousse cake features a creamy texture but lacks moisture. Hot chocolate has a strong chlorine taste that stands out.

People are saying

"The food at this diner is mind-blowing and packed with flavor."

"It's an authentic local spot with a non-touristy vibe."

"The chocolate here is absolutely delicious."

Good to know

1

Customers need to go directly to the counter to order.

2

Breakfast options are available all day.

3

There is no parking available.

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